Grow now, Pay later

What is Grow now, Pay later?

Grow now, Pay later is a line of credit for your fertiliser. It’s secured against your future crop and repaid with grain, oilseed or pulse sales.

How does it work?

  1. Plan your fertiliser requirements with your Area Manager
  2. Apply for Grow now, Pay later
  3. Purchase your fertiliser on Grow now, Pay later
  4. Sell your grain to repay your loan. No one buyer or tonnage commitment. 

How do I repay my loan?

You choose the method and timing; forward sell, cash sell or delivered. Sell through your preferred buyers or use an Agfarm marketing program. Repayment is due by 15 January.

Find out more

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How do I apply?

Contact your local Area Manager or complete the form below to find out more.

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